GENERAL LIABILITY
What you need to know:

General liability insurance protects your business from another person or business's claims of bodily injury, associated medical costs and damage to property. It covers non-professional negligent acts. Your business would be protected if a customer trips on loose flooring and is injured while visiting your business, or if a class action lawsuit is filed against your business, alleging advertisements constituted misleading information. General liability will not cover you against claims of negligence, even if it isn’t you or your business’ fault. Some businesses buy other liability insurance policies along with general liability such as Business Owners Policy (BOP) or Professional Liability Insurance. You can purchase commercial general liability as a stand-alone policy, as part of a Business Owners Policy (BOP) or as part of a Commercial Package Policy (CPP). Consult with one of our insurance specialists and we'll be happy to advise what specific coverage will suit your business best.




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Specialty General Liability Insurance

More and more businesses are being sued for negligence, libel, slander, property damage, bodily injury, and copyright infringement, among other things. Businesses can be sued even when they did nothing wrong. That is why we offer special solutions for businesses with high hazard exposures such as manufacturers, wholesaler-distributors and importers of difficult-to-place products, as well as others with unique or difficult exposures. Stand-alone or bundled with other solutions from our companies, our services are designed to provide a total solution.
Why Shop with an Independent Agency?
If you're asking yourself... "Why an independent agency? Why not just go directly with an insurance carrier?" We can answer that in one word. Choices. When it comes to your business, you shouldn't limit your options to one carrier. Whether you work from home, or commute over county lines, we assure your needs are carefully placed into a program that best fits your business. Above all else, we'll help you understand insurance a little more. Call or email us and schedule your business insurance appointment today!

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  DIAMOND PROMISES
Deliver service of unequaled excellence beyond the sale.
 Identify your needs and individualize your insurance plan to properly protect your diamonds (you, your business and assets, your family, and all that you treasure).
Adapt to your life and business changes.
Make doing business with us easy.
Offer options of value.
Navigate through challenges promptly and with sincerity.
Demonstrate our gratitude and appreciation for you.

Coverages to Consider
Commercial Auto
Helps your business cover the financial costs of property damage or medical expenses, resulting from an auto accident if you or an employee is found at fault.
General Liability
Helps protect your business from property damage claims, bodily injury claims, and/or personal and advertising injury claims that could put your business’s assets at risk.
Workers Compensation
Provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more.
Professional Liability
Helps cover you and your company if you are found negligent in the professional services you provided.



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  Office Hours 
       
Monday                                              9:00 AM - 6:00 PM

      Tuesday                                           9:00 AM - 6:00 PM
      Wednesday                                        9:00 AM - 6:00 PM
      Thursday                                         9:00 AM - 6:00 PM
      Friday                                                  9:00 AM - 6:00 PM
      Saturday                                          10:00 AM - 2:00 PM
      Sunday                                                     Closed
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