What you need to know: If your business works directly with customers by providing services, we recommend a professional liability insurance policy. Professional liability insurance, also called errors and omissions insurance (E & O insurance), protects your business if you are sued for negligently performing your services, even if you haven't made a mistake. For example, if you make a clerical error that costs a client thousands of dollars or if you work as a photographer and accidentally damage a client’s wedding photos. Professional liability insurance will help cover the costs and fees associated with the incident.
Why Shop with an Independent Agency? If you're asking yourself... "Why an independent agency? Why not just go directly with an insurance carrier?" We can answer that in one word. Choices. When it comes to your business, you shouldn't limit your options to one carrier. Whether you work from home, or commute over county lines, we assure your needs are carefully placed into a program that best fits your business. Above all else, we'll help you understand insurance a little more. Call or email us and schedule your business insurance appointment today!