Umbrella Insurance | AA Lares Insurance

Umbrella Insurance

Umbrella insurance is a broad type of insurance that protects you
from a wide variety of risks and goes beyond the normal liability limits
of standard home or auto insurance policies, covering you
for a higher amount against unpredictable risks.

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What is Umbrella Insurance?

Umbrella insurance is a stand-alone policy that provides an additional limit of liability over and above your underlying liability limits that are already on your homeowners and auto insurance policies. if a disaster does occur, your umbrella coverage will extend coverage to protect your assets.

Remember that it only takes one large accident for you to exhaust your liability limits on your auto, home, watercraft, and motorcycle insurance policies. With the rising cost of medical expenses and expensive vehicles, just about everyone can benefit from umbrella insurance.

UNIQUE SITUATIONS THAT REQUIRE AN UMBRELLA POLICY

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You own a rental property (or multiple rentals)

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You own and/or lease commercial property

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You own a boat or any other kind of "toy" like A.T.V. etc..

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You have a "youthful" driver in your household.

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You own a secondary residence.

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You have a pool.

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These are just a few examples, and at the end of the day, Umbrella Policies are so inexpensive, even people without these types of exposures should strongly consider purchasing one. It only takes one accident to be sued for everything you own, and there's no better way to protect yourself from this type of situation, than with Umbrella Insurance.

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