WATERCRAFT / BOAT INSURANCE
Owning a boat or watercraft vehicle can bring great pleasure for you, your family, and your friends. With the beautiful California weather year round, and plenty of lakes in our vicinity, those of us who can afford the luxury of owning such marvelous vehicles must consider the responsibility that is tied along with it. Luckily for you, our team of insurance specialists can assist you with putting together a policy specific to your vehicle, the usage, and the replacement cost. Let us handle the what if's, so you can enjoy your time out on the deep blue.

Keep Your Summer Toys Afloat
           Protection for yourself
                       Protection against others
Physical Damage
This coverage helps pay for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer, if it is stolen or damaged, up to the appraised value of your watercraft.
Uninsured Boater Coverage
Protects you when you’re involved in an accident caused by a boat operator who has no insurance or other financial means to pay for the loss he or she causes. We recommend selecting the same limit for this coverage as your liability limits.
Property Damage / Bodily Injury Liability
Personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This will cover replacement costs, medical bills, and may also pay for legal expenses if you are sued.
Medical Payments
Helps pay for expenses like hospital bills and medical care that you may be held responsible to pay, if you cause an accident that injures someone else.
WHY YOU NEED SPECIALTY
BOAT INSURANCE

AVOID HOLES IN YOUR COVERAGE: While you may be able to insure your boat on your homeowners policy, typically this type of coverage only protects against physical damage while your boat is stored at your house. You may not be protected when you’re actually on the water. With specialty boat insurance, you’ll get all of the coverages listed above (or the option to select them). To avoid getting worried sick at sea, we encourage you to purchase a specialty boat insurance policy that covers you year-round for any occasion on the water.
Roadside Assistance
Your boat or PWC trailer, and the car/truck you use to tow with, are covered up to a specified amount.
Fishing Equipment
This covers the replacement cost of up to $10,000 for personal property you carry on your boat such as fishing equipment, scuba gear, and more.
On-Water Towing
Some carriers offer this coverage, which pays for towing, jump starts, fuel delivery, and soft ungroundings if your boat is disabled while on water.
Breakdown Coverage
Our carriers offer to repair or replace the lower unit of an outboard motor, or upper & lower units of an inboard/outboard motor if you have a mechanical breakdown.
GET A QUOTE
  Office Hours 
     
Monday                                     9:00 AM - 6:00 PM

      Tuesday                                    9:00 AM - 6:00 PM
      Wednesday                              9:00 AM - 6:00 PM
      Thursday                                  9:00 AM - 6:00 PM
      Friday                                        9:00 AM - 6:00 PM
      Saturday                                 10:00 AM - 2:00 PM
      Sunday                                                 Closed
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