Insurance in Phoenix, Arizona

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Insurance coverage
for your business

For more than 20 years, AA Lares Insurance Services has served the business communities up throughout the Counties of California, bringing you comprehensive insurance programs and expert insurance advice. Out specialists select from more than 35 of the top insurance companies in the business to build an insurance program to cover the many risks – some fairly standard, some quite unique – that your business is exposed to. With the health of your bottom line in mind, we search for hte best coverage at the most affordable price.

Inadequate coverage makes for risky business. To learn more, call us at 714-288-8000, email, or complete our quick and easy form to receive a free proposal at no obligation. We look forward to doing business with you.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else's property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

Workers Compensation

If your business has employees, workers' compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Commercial Umbrella

Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer's liability insurance.

Business Owners Policy

A business owner's policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Non Emergency Medical Transportation

NEMT drivers often operate in a unique regulatory environment that requires specific coverage and liability protections. We're familiar with these requirements and can help you secure the appropriate insurance policies.