Whether your motorcycle is your weekend relaxation machine or your daily means of beating the traffic, your bike - and you - need specialized insurance that offers protection from a variety of risks.
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Roll into AA Lares Insurance Services, where our experienced agents can tailor a Motorcycle policy just for you. Because no two riders are alike, our experts will review a variety of factors that combine to indicate the insurance plan that fits your individual needs.
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The result: A policy that protects you from losses in event of an accident, theft, vandalism, and other causes.
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UNDERSTAND YOUR MOTORCYCLE POLICY
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Liability - CA State law requires all vehicles to have insurance with a minimum of $15,000 liability per person in an accident, $30,000 total per accident, and $5,000 for property damage. Some agencies might recommend this as your best and cheapest option. We've been around long enough to know that while the State may require these limits, that may not be your best insurance option.
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Medical - Medical payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault.
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Comprehensive - Protection for your motorcycle from damage and loss resulting from incidents other than collision including fire, theft, and vandalism.
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Collision - Insures you against loss during a collision with another vehicle or object.
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Other Coverages - Full glass coverage, towing, rental car insurance, and more depending on your needs.