c
Monday - Friday 9:00 AM - 5:00 PM
HABLAMOS ESPAÑOL
mail_outline
insure@laresinsurance.com
phone_iphone
(714) 288-8000
settings
SERVICES
settings
MANAGE POLICY
settings
CLAIMS
settings
ABOUT US
settings
COMMUNITY
settings
CONTACT
GET A QUOTE
Jewelry Insurance
We've been building affordable jewelry insurance for over 20 years now,
protecting our members, their families, and their precious assets.
Jewelry Insurance
Contact us for a FREE Jewelry Insurance quote today!
Protect Your Most Treasured
Jewelry is personal. It recalls emotions, special moments, and major milestones in your life, which is why it's devastating if the jewelry that represents special moments in your life is damaged, lost, or stolen. A jewelry insurance policy is the best way to make sure your favorite items are protected.
How much does jewelry insurance cost?
Rates depend on where you live. But for most people, jewelry insurance will cost 1-2% of the value of your jewelry. For example, a $5,000 engagement ring could cost as little as $50 per year to insure.
WHY BUY JEWELRY INSURANCE?
arrow_drop_down_circle
Divider Text
adjust
Comprehensive Coverage- A specialized insurance policy provides comprehensive coverage. This includes coverage against scenarios— like mysterious disappearance (or unexplained loss)— that may not be covered by standard homeowners or renters insurance or by warranties. 
arrow_drop_down_circle
Divider Text
adjust
Benefits of Jewelry Insurance - choose your own deductibles, worldwide travel protection, work with your choice of jeweler, no need for multiple estimates, and fast, compassionate claims, with no adverse effect on homeowners or renters policy.
arrow_drop_down_circle
Divider Text
What is not covered with a jewelry policy?
• Wear and Tear: Even with the best care, damage can happen over the years. Scratches and tarnishes are expected and won't be covered.
• War and Authority: Uncommon, but loss or damage due to war, military action, nuclear hazard, or confiscation by civil authority isn't covered. 
• Pests: If rodents or insects nibble on your heirloom jewelry, that's not covered.
• Intentional Actions: You couldn't file a claim for purposely damaging or losing your jewelry. If you sell your earrings and the check bounces, that's also not included.
Protect Your Most Treasured
Jewelry is personal. It recalls emotions, special moments, and major milestones in your life, which is why it's devastating if the jewelry that represents special moments in your life is damaged, lost, or stolen. A jewelry insurance policy is the best way to make sure your favorite items are protected.
How much does jewelry insurance cost?
Rates depend on where you live. But for most people, jewelry insurance will cost 1-2% of the value of your jewelry. For example, a $5,000 engagement ring could cost as little as $50 per year to insure.

WHY BUY JEWELRY INSURANCE?

arrow_drop_down_circle
Divider Text
Comprehensive Coverage- A specialized insurance policy provides comprehensive coverage. This includes coverage against scenarios— like mysterious disappearance (or unexplained loss)— that may not be covered by standard homeowners or renters insurance or by warranties. 
arrow_drop_down_circle
Divider Text
Benefits of Jewelry Insurance - choose your own deductibles, worldwide travel protection, work with your choice of jeweler, no need for multiple estimates, and fast, compassionate claims, with no adverse effect on homeowners or renters policy.
arrow_drop_down_circle
Divider Text
What is not covered with a jewelry policy?
arrow_drop_down_circle
Divider Text
• Wear and Tear: Even with the best care, damage can happen over the years. Scratches and tarnishes are expected and won't be covered.
arrow_drop_down_circle
Divider Text
• War and Authority: Uncommon, but loss or damage due to war, military action, nuclear hazard, or confiscation by civil authority isn't covered. 
arrow_drop_down_circle
Divider Text
• Pests: If rodents or insects nibble on your heirloom jewelry, that's not covered.
arrow_drop_down_circle
Divider Text
• Intentional Actions: You couldn't file a claim for purposely damaging or losing your jewelry. If you sell your earrings and the check bounces, that's also not included.
OUR PROTECTION PARTNERS
PROTECTION PARTNERS
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
We build custom protection plans
that fit your unique needs.

Contact Us

arrow_drop_down_circle
Divider Text
phone_iphone
arrow_drop_down_circle
Divider Text
mail_outline
arrow_drop_down_circle
Divider Text
location_on
arrow_drop_down_circle
Divider Text
location_on
arrow_drop_down_circle
Divider Text

Service Center

arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text

Insurance

arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text

Support & Resources

arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text

Social Media

arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text
arrow_drop_down_circle
Divider Text

© 2021 AA Lares Insurance Services, Inc.

All rights reserved.

LiC #0D99282

Let's Journey Together
Build your insurance policies with us at no cost.
settings
Get Started
Recognized for our service to our members and our community.
Service Center
Insurance
Support & Resources
Contact Us
location_on
location_on
LiC #0D99282

© 2021 AA Lares Insurance Services, Inc. All rights reserved.

[bot_catcher]