Kemper Insurance

Flexible auto, business, life, and specialty coverage options

Get to Know Kemper Insurance

Kemper has a long-standing presence in the insurance industry and today is recognized as one of the nation’s leading specialized insurers. Operating under the Kemper name since 2011, the company offers affordable and personalized insurance solutions for individuals, families, and businesses through its Kemper Auto and Kemper Life brands.

Whether you need personal auto insurance, coverage for business vehicles, small business protection, or life insurance, our team can help you review your options and choose a Kemper policy that fits your needs and budget.

At AA Lares Insurance Services, we make the process easier by helping you compare coverage, answer your questions, and find a policy that works for your situation.

What Coverages Does Kemper Offer?

Kemper’s personal auto insurance is designed with flexible coverage options ranging from basic to more extensive protection. 

Kemper offers commercial auto coverage for small businesses, from one-person operations to small fleets.

Kemper describes commercial general liability as protection for businesses when products or operations cause injury or property damage. 

Kemper offers Business Owners Policy coverage through non-affiliated insurance companies, with customizable options available during the quote process. 

Whole Life Insurance is positioned as lifelong coverage with fixed premiums and guaranteed benefits for loved ones, subject to policy terms and state availability.

Term Life Insurance is described as affordable protection for a set period of time, available for individuals ages 18 to 70, with level premiums during the term and an option to convert in some cases.

Insurance Discounts and Savings Opportunities

Eligible customers may qualify for a variety of discounts and savings opportunities on Kemper auto insurance. Savings may include paid-in-full, multi-car, defensive driving, prior coverage, homeowner, military, and good student discounts, along with savings for qualifying vehicle safety features. Discounts vary by state and eligibility.

Auto Insurance Discounts

  • Multi-car discount

  • Defensive driving course discount
  • Paid-in-full discount
  • Prior coverage discount

Additional Savings Opportunities

  • Homeowner discount

  • Good student discount

  • Military discount

  • Anti-theft discount