Whatever kind of motorcycle you have-- touring, sport, cruiser, off-road, or even a scooter, we can find the best insurance for you.Stop by the office, give us a phone call, or complete an online request form. We'll get right on it, so you can get right on the road in no time.
There are many discounts that can be applied when purchasing a motorcycle policy. Aside from going over discounts, we'll explain the proper coverage and deductibles that make sense to you, and place you with an insurance company that will have your back when you need it most.
Below is a list of standard coverage for motorcycle insurance as well as other coverage you should consider.
Protection for yourself
Protection against others
Comprehensive + Collision Coverage
This coverage pays to replace your motorcycle if it is stolen, or damaged by fire, theft, or vandalism. Restrictions apply per carrier.
Covers expenses for medical treatment related to motorcycle accidents suffered by passengers and pedestrians.
If get stuck on the side of the road or your bike is disabled, Roadside Assistance Coverage will have your bike towed to the nearest repair shop or your home. Distance (in miles) of free towing is dependent on the carrier and level.
Property Damage Liability
Property coverage for your beautiful motorcycle in the event of an accident.
Bodily Injury Liability
Protects against injuries to other drivers/motorcyclists and their passengers.
Underinsured Motorist Coverage
Protects you when you're involved in an accident caused by a driver who has no insurance or other way to pay for the loss he/she causes.
Luckily for the AA Lares Insurance family members (that's you!), we are contracted with plenty of unique AA-Rated carriers that offer coverage specific for motorcyclists. Below are just a few examples of what some of our carriers offer. If you have any questions, please send us an email anytime or call us during business hours.
Unlimited Small Accident Forgiveness
For no cost at all, some carriers won't charge accidents ($500 or less) against your record or charge you more because of one
OEM and Special Parts Coverage
If you have Original Equipment Manufacturer (OEM) parts in your bike, or custom parts, some carriers no matter what will always replace them with the same or better parts.
Enhanced Injury Protection
If you are injured and can't work due to a covered loss, some carriers will pay up to $250 each and every week for two straight years. Some policies have life insurance built in with your motorcycle policy in the unfortunate event of a fatal accident.
Whether you live in the heart of the city, in the suburbs, near the ocean, in the valley, or up the mountains, The AA Lares Protection Team is ready to help you find a homeowners policy for your unique lifestyle.