1.
Contact the police
If the loss is caused by burglary or theft, notify the policy immediately.
2.
Take inventory
Go room-by-room to take an inventory of the damaged or stolen property.
If safe to do so, take pictures, make temporary repairs, and take steps to protect your property from further damage.
3.
Vacate your home
If the home is unlivable, vacate the premises and move to a safe location.
Keep all receipts for repairs, temporary housing, meals, and other miscellaneous expenses. Please make sure the receipts are itemized.
DO NOT dispose of damaged items, as an insurance carrier may need to see them to complete your claim.
4.
Contact your insurance carrier
When you contact your Insurance Carrier, you’ll need to provide the following information:
- Your Policy #
- Date, Time, & Location of incident
- Police Report # (if taken)
- Name of Police Department
- Description of Damage(s)
