Commercial Auto Insurance | AA Lares Insurance

We shift gears to cover all makes and models.

Bumper stickers asking "How's My Driving?" are commonplace on vehicles, an indicator of just how many people are behind the wheel of a company-owned automobile or truck. For others, a business fleet is a faraway goal and your employees drive their personal autos while working for your business. In either scenario, these employees, as well as your business, can be protected by a Business Auto policy from the experts at AA Lares Insurance Services.

Business Auto insurance provides protection from property damage and liability claims arising from an accident, minimizing your exposure to this serious risk. This is of major importance, because whether employees are taking care of business while driving their own wheels or your company's, a bad accident can put your entire operation in peril.

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Every business is different, so we don't take a "one size fits all" approach. At AA Lares Insurance Services, we custom tailor a comprehensive plan for your business needs. Contact one of our friendly, helpful agents to help you learn more about your various coverage options, decide what is best for you and your business, and receive your complete coverage review, as well as your free business auto insurance quote today!

START YOUR QUOTE

UNDERSTAND YOUR BUSINESS AUTO POLICY

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Property Damage Liability - Coverage for damage to property of others for which you become responsible under law.

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Personal Injury Protection - Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided.

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Comprehensive - Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.

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Collision - Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.

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Medical Payments - Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.

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Additional Expense - Coverage for necessary additional expenses incurred as a result of a loss for which you are protected under comprehensive or collision coverage. These expenses include rental cars, food, lodging and other incidental expenses.

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Hired Auto Liability Coverage - Covers liability for automobiles hired under contract on behalf of or loaned to the named insured.

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Hired Auto Physical Damage - Coverage for an automobile of any type, hired, borrowed or leased on a short term basis for use in the insured's business.

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Employer's Non-Ownership Liability - Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.