Why Standard Auto Insurance Isn’t Enough for Classic & Exotic Cars
Classic, collectible, and exotic vehicles require coverage that goes beyond standard auto insurance. Traditional policies often base payouts on depreciated value, which can leave owners underinsured in the event of a total loss. Specialty classic and exotic auto insurance allows for agreed value coverage, flexible usage, and protections designed specifically for high-value vehicles that appreciate over time.
What Specialty Classic & Exotic Auto Insurance Covers
Specialty policies are designed to reflect how these vehicles are actually owned and driven. Coverage may include agreed value settlements, coverage for restoration and spare parts, lower premiums due to limited mileage, and options for show, storage, and transport protection. Whether you own a vintage classic, a high-performance exotic, or a limited-production luxury vehicle, specialty coverage helps protect both its financial and sentimental value.
Specialty Auto Insurance
Protection for Vehicles of Distinction
Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love. If you’re like most enthusiasts, you’ve poured many hours of time and effort into making your auto something unique and special. At AA Lares Insurance Services, Inc., we realize that when you’re cruising down the strip, speeding across the track, or making heads turn at a show, the last thing you’ll want to worry about is whether you have the right insurance.
We believe that your specialty car is not only a major investment, but also an extension of you. A vehicle as unique as its driver deserves more than a standard insurance policy, which is why classic and exotic car insurance is designed to provide tailored protection, agreed value coverage, and flexibility you won’t find in traditional auto insurance. That’s why we’re proud to offer a variety of specialized coverage options for the following vehicles:
With options and choices ranging from agreed value coverage to spare parts coverage, AA Lares Insurance Services, Inc. can provide you with the tools you need to insure your timeless automobile. We even offer multi-vehicle discounts for the avid collector.
Whatever your situation, you can rest assured knowing that your Specialty Auto is protected with AA Lares Insurance Services, Inc..
