1. Raise Your Deductibles. This will accomplish two important objectives: a lower deductible costs less, and secondly this keep small claims off your record.
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​2. Auto/Home Discount. If you don't already have your auto and home with the same company, you are losing out on valuable discounts!

​3. Security Discounts.  Make sure you’ve told us about your deadbolt locks, smoke detectors, and security and fire alarms, it’ll help.

​4.  Independent Agency. Stick with an agency who can provide options with other carriers (that’s us!)

​5. Personal Protection Review. This is the most important thing you can do to ensure you have the protection you need when you need it, AND at the best price you can get for your “one-of-a-kind” need.